Real Estate analytics firm Ellie Mae recently released its November 2012 Origination Insight Report, which provided data the confirms that qualifying for a mortgage is tougher than ever.

Here are some highlights:

  • The average FICO Score for approved loans of any type was 748
  • The average FICO Score for conventional-type approved loans was a lofty 763
  • The average FICO Score for FHA approved loans was 701

But here’s the real kicker:

  • The average FICO score for DENIED conventional loan applicants was 730!